Chicago vs Toronto
Cost of Living Comparison (2026)
Overall Verdict
Chicago is 4% cheaper than Toronto overall. Chicago is expensive while Toronto is expensive.
$1,335/mo
Chicago 1BR Rent
$1,299/mo
Toronto 1BR Rent
Cost Comparison
| Category | Chicago | Toronto | Winner |
|---|---|---|---|
| 1BR Rent (City Center) | $1,335/mo | $1,299/mo | Toronto |
| 3BR Rent (City Center) | $2,629/mo | $2,528/mo | Toronto |
| Meal (Inexpensive) | $12 | $12 | Toronto |
| Meal for 2 (Mid-Range) | $46 | $59 | Chicago |
| Monthly Groceries | $329 | $302 | Toronto |
| Monthly Transport | $74 | $83 | Chicago |
| Monthly Utilities | $129 | $120 | Toronto |
| Internet | $44/mo | $42/mo | Toronto |
| Coffee | $3 | $3 | Tie |
| Beer (Domestic) | $6 | $6 | Toronto |
| Gym Membership | $34/mo | $39/mo | Chicago |
Quality of Life Comparison
Overall Quality
76
84
Safety
45
72
Healthcare
80
85
Education
77
87
Internet Speed
164
168
Nightlife
73
84
Which City Is Better For...
Budget LivingChicago
SafetyToronto
HealthcareToronto
NightlifeToronto
FamiliesToronto
Remote WorkToronto