Chicago vs New York
Cost of Living Comparison (2026)
Overall Verdict
Chicago is 28% cheaper than New York overall. Chicago is expensive while New York is very expensive.
$1,335/mo
Chicago 1BR Rent
$1,857/mo
New York 1BR Rent
Cost Comparison
| Category | Chicago | New York | Winner |
|---|---|---|---|
| 1BR Rent (City Center) | $1,335/mo | $1,857/mo | Chicago |
| 3BR Rent (City Center) | $2,629/mo | $3,442/mo | Chicago |
| Meal (Inexpensive) | $12 | $17 | Chicago |
| Meal for 2 (Mid-Range) | $46 | $76 | Chicago |
| Monthly Groceries | $329 | $431 | Chicago |
| Monthly Transport | $74 | $110 | Chicago |
| Monthly Utilities | $129 | $207 | Chicago |
| Internet | $44/mo | $54/mo | Chicago |
| Coffee | $3 | $5 | Chicago |
| Beer (Domestic) | $6 | $8 | Chicago |
| Gym Membership | $34/mo | $56/mo | Chicago |
Quality of Life Comparison
Overall Quality
76
82
Safety
45
55
Healthcare
80
78
Education
77
83
Internet Speed
164
163
Nightlife
73
78
Which City Is Better For...
Budget LivingChicago
SafetyNew York
HealthcareChicago
NightlifeNew York
FamiliesChicago
Remote WorkChicago