San Francisco vs Toronto
Cost of Living Comparison (2026)
Overall Verdict
Toronto is 40% cheaper than San Francisco overall. San Francisco is very expensive while Toronto is expensive.
$1,969/mo
San Francisco 1BR Rent
$1,299/mo
Toronto 1BR Rent
Cost Comparison
| Category | San Francisco | Toronto | Winner |
|---|---|---|---|
| 1BR Rent (City Center) | $1,969/mo | $1,299/mo | Toronto |
| 3BR Rent (City Center) | $3,321/mo | $2,528/mo | Toronto |
| Meal (Inexpensive) | $20 | $12 | Toronto |
| Meal for 2 (Mid-Range) | $74 | $59 | Toronto |
| Monthly Groceries | $472 | $302 | Toronto |
| Monthly Transport | $102 | $83 | Toronto |
| Monthly Utilities | $192 | $120 | Toronto |
| Internet | $72/mo | $42/mo | Toronto |
| Coffee | $5 | $3 | Toronto |
| Beer (Domestic) | $7 | $6 | Toronto |
| Gym Membership | $59/mo | $39/mo | Toronto |
Quality of Life Comparison
Overall Quality
85
84
Safety
50
72
Healthcare
82
85
Education
83
87
Internet Speed
156
168
Nightlife
88
84
Which City Is Better For...
Budget LivingToronto
SafetyToronto
HealthcareToronto
NightlifeSan Francisco
FamiliesToronto
Remote WorkToronto